[ev-uh-loo shuh n]

A process of gradual, peaceful, progressive change or development, as in social or economic structure or institutions.

About Us

Evolution Lending is locally owned and operated short term lender, offering Payday Advance and Auto Title Loans to our community for 21 years. We know that borrowing money can be an uncomfortable situation and that is why we treat every client with honor and respect.

We provide full disclosure to our clients about the material terms of the transaction, including disclosure of the cost of the finance charge both as a dollar amount and as an annual percentage rate (APR). A payday advance is designed for a short term cash flow tool, not a solution to long term financing.

We are licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Installment Loans are made or arranged pursuant to the Department of Business Oversight California Financing Law.

Santa Maria

Santa Barbara