Products

Current Clients can now get a loan virtually online

Single Payment Loans

Payday Loans

Evolution Lending takes pride in helping our clients receive the money they need in minutes.

We offer fast and friendly assistance in-store and online.

We offer loans from $50.00 to $255.00.

In most cases we can get you pre-approved over the phone.

We require a completed Application, Open Checking Account, Proof of Income, Valid ID and Phone Number in order to apply for a loan.

Loans are paid back on your next payday.

Fees and Payments

Typically, loans are paid back in 2 – 4 weeks depending on your next payday.

Here are examples of fees and APRs for a typical loan offered to qualified applicants:

If you are paid Bi-Weekly and borrow $100.00, $200.00 or $255.00 your fees are as follows.

  • Amount of Loan
  • Finance Charge
  • Payment
  • Annual Percentage Rate
  • $100.00
  • $17.65
  • $117.65
  • 460.16%
  • $200.00
  • $35.29
  • $235.29
  • 460.08%
  • $255.00
  • $45.00
  • $300.00
  • 460.08%

 

If you are paid Monthly and borrow $100.00, $200.00 or $255.00 your fees are as follows.

  • Amount of Loan
  • Finance Charge
  • Payment
  • Annual Percentage Rate
  • $100.00
  • $17.65
  • $117.65
  • 214.74%
  • $200.00
  • $35.29
  • $235.29
  • 214.68%
  • $255.00
  • $45.00
  • $300.00
  • 214.71%

 

These are examples of loan amounts. A qualified borrow can receive any amount between $50 – $255.

Required Documents
  • Completed Application
  • Current Checking Account – Online Print Out can be printed in one of our locations.
  • Proof of Income – Direct Deposit can be viewed on the checking account you bring in.
  • Valid Photo ID – California State Issued ID, Passport, Matricula Consular, Proof of EIN
  • Check or Debit Card

Providing the required documentation does not guarantee approval. In-house underwriting is necessary to approve or decline your application.

Licenses

CYCO SB CDDT License

CYCO SM CDDT License

Auto Title Loans

Car Title Loans
For over twenty years Evolution Lending has been helping their customers obtain the emergency car title loans they needed through our car title loans program. We are one of the most trusted car title loans lenders, we provide an easy application process, competitive loan rates, more money, unbeatable terms, lower interest rates, and superior customer service. Our emergency loans have helped thousands of people get the money that they need, you can get a title loan estimate from us in one of out (3) three locations or the phone or online. We make getting an auto title loans simple and fast. If you need an emergency loans application to contact us because we can provide you with the same day funding with our auto title loans program and also give you no penalties if you pay off early. Our online application for our title loans lets you apply from anywhere. When you are in need of a car title loan we are here to help you. Our title loan system makes it easy to apply on line or at any of our (3) locations, and get instant approval to get an advance on your cars title.
The was our car title loans work, are that we will give you a loan against the equity that you have in your car. These collateral loans can help you as they are the same as cash title loans. If you need a title loan now, we can help you get approved and funded. You can get your title loan today. When your application is with us, and you get approved, you will get the best car title loan with the best rate and great monthly payments. If you have a car title loan with another company, we can refinance your title loan for a lower rate and save you thousands of dollars. Contact us and let’s see how we can get you the best title loan today. Contact us today and check out our car title loan rates. Get the cash advance title loan from us and see how much you will save. Our auto collateral loans have lower rates than the other companies. This is the title loan place.
Big Rig Title Loans
Instead of settling for a business capital loan to fund extra expenses for your business that comes with it, consider a big rig title loan with your truck. With our title loans, you can even use the title on your large truck as collateral for your loan. Just like the rest of Evolution Lending Title Loans, the process is quick and simple. If you own a big rig or an 18 wheeler we do big rig title loans and use the equity that you have in your truck. Semi truck title loans can provide you with the emergency loans that you need to help you with your cash flow today.
We understand that commercial vehicle title loans are not always provided by all title lenders so if you have an Semi Truck you can get a title loan from us. Our title loan program is designed to help business owners use the collateral that they have and provide the fast emergency loans that they need. So if you need a big rig title loan we are here to provide you with the money you need. Semi truck title loans are easy to apply for and you can do the whole process online.
Motorcycle Title Loans
Motorcycle title loans are also available from us, so apply online or at any of our (3) branches and let’s see how we can help you.
Motorcycle title loans work the same way as the rest of our title loan products. All you have to do is apply online for your title loan and enter what type of vehicle is that you have, our title loan representatives will help you through the approval process.
Apply with us today for your car title loan and we will get you the money today! Yes, same day funding is what we provide to you. We will need all of the supporting documentation to get you approved.
After your approval out branch manager will issue you your check, don’t need to trust some unknown internet co come to our branches and get your loan from a local Title Loan Co. Evolution Lending, with offices in Santa Barbara & Santa Maria.
RV Title Loans
Not only can you get a car title loan, but you could also use the title on your RV to get an RV title loan. With a similar process to car title loans, it’s just as fast and simple to get an RV title loan. There are many different types of RV’s that can be used when you choose to use Evolution Lending Title Loans on your RV title loans.
RV Title Loans are easy to get from us and you can get thousands of dollars today when you apply with us. If you need an emergency loan and you own an RV than our RV Title Loan program will help you get the money you need today. We will do a pink slip loan for you and provide you with the emergency title loan that you need.

805-899-2274

Emergency Loans

Sudden emergency expenses like medical bills, rent, legal fees, funeral costs, and other major bills can cost more money than you have. Seeking out a loan is the first thought that comes to the minds of people in need. Compared to other emergency loans, a loan with Evolution Lending is your easiest and least stressful option.

Our emergency loans can give you the money you need today all you have to do is to apply online or at any of our branches, and we can get you funded. 

Santa Maria

Santa Barbara